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Blending Business advises on financial and operational risk issues.
Services are highly specialized - design of credit policies for banks and other lending institutions,
design of lending programmes to SMEs - and advisory services in relation to Basel II
compliance. Also Sarbanes-Oxley using COSO templates and standards.
For a corporation, Blending Business can conduct reviews of the overall risk profile of
the company, defining those areas where the company has its highest exposure to
external events - excluding the unpredictable. Strategies and action plans to reduce
definable risks are then tracked together with the management.
Risks include
- Currency risk
- Interest rate risk - loan rates and investment returns
- Liquidity risk - and tenor profiles on repayment of debt
- Legal system risk
- Compliance and regulatory risks
- Corporate governance risks
- Operational risk
- Product Liability
- Human resources - incl. availability of required labour
- Fraud and anti-money laundering
- Insurance risk
- Contingency planning risk - continuation of operations
- Maintenance of communications
- Data integrity risk
- Event Risk
- Ethical and appropriateness risks
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